What is the No-Fault Law in New York?
If you were injured in a car accident in New York City or NY state, you should be able to obtain at least $50,000 compensation for your medical bills, loss of earnings and other out-of-pocket costs regardless of who was at fault in the accident because New York is among the 12 States in the US that have a No-Fault coverage. One can also purchase excess no-fault coverage up to $175,000.
The New York’s automobile No-Fault Law was enacted in 1970 with the goal to get insurance benefits quickly to anyone involved in a car accident regardless of who was at fault in the accident. It was initially a straight forward process that helped victims getting quickly compensated without having to go through long and complicated litigation. However, under the pretext of abuse, insurance companies have made it so complicated to file a claim that you may need the help of an attorney to help you navigate the process and make sure you obtain proper compensation.